Minimalism, by an ex-hoarder (Part 4)

So, why should I become a ‘minimalist’? What are the benefits? Well, listen up, I’m here to tell you!

In my last post, I discussed the mammoth task of decluttering and this post will outline what I learned and what happened next.

Continue reading “Minimalism, by an ex-hoarder (Part 4)”

LifeStrategy® 100 vs FTSE Global All Cap Index Fund – What are the differences?

One of the most common questions I find myself addressing for people is the one we will focus on today.

The Vanguard LifeStrategy® 100 (LS100) and the FTSE Global All Cap Index Fund (FTSE All Cap) appear to be very similar on first glance but fundamental differences exist between the two.

This article will aim to broadly assess the similarities, differences and strategies that both funds take to hopefully clear up the confusion about which may be better for a UK investor to include in their portfolio.

Read more

An alternative approach to traditional asset allocation and risk tolerance

You may already be aware of the two major schools of thought relating to asset allocation (meaning your split of equity/fixed income within your portfolio); a fixed allocation and a so called ‘glidepath’ allocation. Having extensively read about both methods, I decided that neither of them were for suitable for me so I came up with something a little different based around a ‘Dynamic Asset Allocation’ model.

Continue reading “An alternative approach to traditional asset allocation and risk tolerance”