Who needs an “Emergency Fund” anyways?

In the world of personal finance no theme knocks louder than that of the coveted emergency fund. Heck, it even features in my own rhetoric on this very blog.

Yet, I’m still not convinced it is the best way to do things for long. It is, at best, a temporary fix and a better solution exists.

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“If I invest in the stock market, I think I will lose all my money!”

If there could be one general quote to summarise the reaction most people in the UK have to the domestic and global stock market, it’s probably this one. Why do people think this and are they correct?

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Living on a sub £30 weekly food budget

If there is ever a claim of mine that people love to refute, it is the fact that the Fox Household eat a balanced, varied and high quality diet by spending just £25 a week on average on food. This figure includes three square meals everyday (so breakfast, lunch and an evening meal) so there are no cheating ‘fast’ days in this.

To prove that this is very much possible, allow me show you what our last week of shopping really looked like.

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Pensions are NOT ‘just for old people’

Whenever I mention the word ‘pension’ to a peer of mine, I’ll be met with a mixture of recoil, apathy and most often a total disconnect in interest. Too often is the word pension associated with being old, grey and something to only think about when you’re middle-aged yourself.

The truth of the matter is that the sooner you start planning with regards to your pension, the sooner you can sit back, relax and bask in decades of compounded growth.

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Who wants FREE STUFF?!

Who likes free stuff? I know I certainly do! I mean, why would you pay for something that you could get for free? A good freebie makes me positively giddy! So much so, that I’ve created an Instagram account dedicated to the free stuff that we get (@foxfreebz).

I’ve compiled a list of some of my best tips/tricks for those of you in the UK!

Continue reading “Who wants FREE STUFF?!”