Who needs an “Emergency Fund” anyways?

In the world of personal finance no theme knocks louder than that of the coveted emergency fund. Heck, it even features in my own rhetoric on this very blog.

Yet, I’m still not convinced it is the best way to do things for long. It is, at best, a temporary fix and a better solution exists.

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The Foxes are on tour!

We are pleased to announce that we have been asked to host a talk on minimalism and frugality! This was a surprise to us but comes as a big opportunity for us to get our voices heard and engage with others in a new way.

Talking Lifestyles: The Frugal Foxes is the title and link to the host’s site and ticket portal. If you’re in Leeds on the 29th of May and would like to put a face to our names, listen to what we have to say or just say hi then come check us out!

We’ll be hanging around after the talk to answer questions and chat to everyone, so see you there!

Our Stocks and Shares ISA portfolio explained: What do we invest in and why?

One of the more interesting things we can evaluate in regards to investing are our approaches and reasonings. This will be a highly subjective piece (backed by logic and reasoning, but subjective nonetheless) and may or may not mesh with you. You and I are very likely to have different risk tolerances, time horizons and general investment philosophies.

Without further ado, let the breakdown commence.

Continue reading “Our Stocks and Shares ISA portfolio explained: What do we invest in and why?”

Living on a sub £30 weekly food budget

If there is ever a claim of mine that people love to refute, it is the fact that the Fox Household eat a balanced, varied and high quality diet by spending just £25 a week on average on food. This figure includes three square meals everyday (so breakfast, lunch and an evening meal) so there are no cheating ‘fast’ days in this.

To prove that this is very much possible, allow me show you what our last week of shopping really looked like.

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